Tariff of Charges

Debit Card Issuance First / Renewal	Free of Charge
Debit Card Replcement	25
Copy of sales slip (per request)	25
Joint Account Debit Card issuance	Free
Using Ajman Bank ATM
Cash Withdrawal/Deposit	Free of Charge
Balance inquiry	Free of Charge
Transfer within accounts	Free of Charge
Using UAE SWITCH ATM
Cash Withdrawal (per transaction)	2
Balance inquiry (per transaction)	1
Decline for insufficient Funds (per transaction)	1
Using GCC SWITCH ATM
Cash Withdrawal (per transaction)	6
Balance inquiry (per transaction)	3
Using International ATM
Cash Withdrawal (per transaction)	As per host country OR 20 (whichever is higher)
Balance inquiry (per transaction)	As per host country
Processing fees for foreign currency transaction added to the foreign exchange rate (per transaction)	2% per transaction

Liability certificate issued to financial institutions / Non- Financial Institution (per request)	60
Utility Bill payment (ATM, Mobile and Online Banking Free) (per rnrnrnrnrnrnrnrnrntransation)	10 for counter Payment
SMS Banking Charges	Free of Charge
No Liability Certificate/Clearance Letter (per request)	60
Release Letter (per request)	50

Processing Fee (per request)	1% of Finance Amount, Min 500 - Max 2,500
Takaful Charges (per request)	Takaful Contribution % (0.0060%)* x Finance Amount x Tenure
Early Settlement Fees from othe banks (per request)	1% of the Outstanding amount or 10,000 whichever is lower
Final settlement from other sources / EOSB (per request)	1% of the Outstanding amount or 10,000 whichever is lower
Late Payment Fees Force Donation (per instance)	2% of Delayed Amount, Max 200
Liability letter fees (per request)	60
Islamic Covering Drawing (per request)	200
Finance Cancellation Fee (per request)	100
Deferment of Installment (service fees)	100 per deferment
Salary Advance service fees (per request)	200
Other (Finance Copy, issuing redemption statements, audit confirmation etc.) (per request)	25

Processing Fee(per request)	1% of Finance Amount, Min 500 - Max 2,500
Early Settlement Fee (per request)	1% of the Outstanding
NO Objection Certificate to Traffic Department	No Charges
Replacement of Existing post dated Cheques with new post dated Cheques / Direct Depit Authority	No Charges
Change due date in the Standing Instructions / Direct Depit Authority(per request)	25
Late Payment Fees Force Donation (per intance)	2% Over agreed rate, Min 50 - Max 500
Deferment of Installment service fees (per request)	100
Advance payment of installment service fees (per request)	1% of Installmant
Issuance of Liability Letters to other Banks (per request)	60
Finance Cancellation Fee (per request)	100

Monthly Fee Based Cards	Roadmiles Classic	Roadmiles Premium	Roadmiles Platinum		Power Gold	Power Platinum	Power World
Monthly Membership Fee	350	650	1000		650	850	1,500
Primary Card annual fee	200	250	300		300	400	500
Supplementary card(s)	First 2 cards are free, then 50 per annum / card
Late Payment Fees Force Donation (per instance)	125
Cash advance Fee per transaction up to 5,000	150
Card Replacement Fee (per request)	75
Duplicate Statement (per request)	45 per month
Copy of sales Voucher (per request)	65
Processing Fee for FX transactions (per transation)	Master Card - 3.5% & Visa - 4%
Credit Shield	0.99% per month
Liability / No liability Letter (per request)	50
General for Fee Based Credit Cards
Payment due date from statement date	Up to 22 days
Minimum amount due	3% of principal outstanding & 100% of all fees amount or 100 (whichever is higher)
Maximum withdrawal amount (per transaction)	5,000
Cash Advance (% of Credit Limit)	100%
Direct Debit Set-up charge for Credit Card dues recovery (per request)	50
Easy Payment Planservice charges - Retail Purchases (per request)	5% of the transaction amount
Easy Payment Planservice charges - Balance Transfer (per request)	4% of the transaction amount
Easy Payment Plan service charges - Easy Cash (per request)	4% of the transaction amount
Foreclosure fees - EPP (per request)	200
Islamic Covered Cards
Card Types	ULTRACASH Platinum		BRight Titanium	BRight Platinum		BRight World
Murabaha Profit Rate (p.m.)	3.50%		3.50%	3.50%		3.50%
Primary Card Annual Fee	UAE Nationals: 500 Expats: 300		Free for life	1,000		1,500
Supplementary Card annual Fee	First 2 cards are free then 50 per annum per card		First 2 cards are free then 50 per annum per card	50		50
Late Payment fees Forced Donation (per instance)	125
Cash advance service fee (per transaction)	150
Card Replacement Fee (per request)	75
Duplicate Statement (per request)	45 per month
Copy of sales voucher (per request)	65
Processing fee for foreign currency (per transaction)	3.67% of transaction amount		2.1% of transaction amount	0.00%		0.00%
Credit Shield	0.99% per month
General for BRight Card
Payment Due date from statement date	Up to 25 days
Minimum amount due	3% of outstanding and all fees and charges
Cash Advance (% of Credit Limit)	90%
Easy Payment plan Foreclosure fee (per request)	200

Arrangement Fees	PreApproval fees for Home Finance	3,000
	PreApproval fees for Land Finance	5,000
	Processing fees for Home and Land Finance (per request)	Finance amt up to 5 MN - 1% of Finance amount Finance amt from 5 MN to 10 MN - 0.80% of Finance amount Finance amt greater than 10 MN - 0.70% of Finance amount Max Cap - 100,000
	Partial settlement charges (per request)	1% of the Partially settled amount or 10,000 whichever is lower
	Early settlement charges (per request)	1% of the Outstanding balance or 10,000 whichever is lower
Cancellation Fees	Cancellation of Pre/Final approval by customer	No Refund
Cancellation Fees	Application declined by the Bank	Refund Processing Fee
Takaful (Insurance) Fees	Property Takaful Fees	0.036% per annum (per transation)
Takaful (Insurance) Fees	Life Takaful Fees	As specified by the provider
Letter Fees	Liability Letter	85 (per request)
	Clearance Letter	95 (per request)
	Request of other Letters	90 (per request)
Renewal of Approval Fee	Offer Letter Renewal	2,500 (per request)
	PreApproval Renewal	1,000 (per request)
	Change in approval terms	1,000 (per request)
Other Fees	Late Payment Fee (Force donation)	Max 700 (per instance)
Other Fees	Copy of any other document	100 (per request)
Property evaluation fee	Payable to Ajman Bank	2,500 (per request)
Municipality Fee / Lands Department Fees	Registration Fee	As per the particular Emirate of UAE Municipality Tariff (per request)
Deferment of Installment (service fees)	100 (per request)
Property Management Fee	2% of annual rental (per request)
Retention Processing Fee (except top up)	1,000 for all approved cases (per request)
Change in installment recovery dates	100 (per request)
Non-standard statement production/copy of original documentation	100 (per request)
Other certificates	75 (per request)
Property Swaps Administration Fee	1,320 (Valuation Included) (per request)
Issuance of No Objection Certificate	150 (per request)

Transguard Guard (TG)- Cash & cheque collection service
Scheduled cash & Cheque Collection	120 per pick up Collection
Scheduled Cheque Collection pick up	20 per pick up Collection
Ad-hoc cash or cheque collection	120 per pick up Collection
Exchange Cash (per delivery when done simultaneously with CIT services)	14 per delivery
Exchange Cash per delivery	120 per delivery
Transguard Guard (TG)- Smart Cash Deposit Machine (SCDM)
1200 Notes	1160
2500 Notes	2525
4000 Notes	3412
10000 Notes	3557
ll SCDM fees will be for a minimum of 24 months from Activation date and any rmination within the period will be subject to pre-termination fees.(12 months rental fees)
Ad-hoc Machine Clearance	100 per Clearance
Machine Pull-out fee	1300 per Machine
Machine relocation	1300 per Machine
Remote Cheque Deposit Services (ICCS)
Scanner fee (One-Time)	7350
On-Site set up fee (perlocation)	525
Monthly fees Remote cheque clearing service and courier service @ velocity (up to two times per week)	367
Lodgment of PDC cheques scanned through Remote Cheque Deposit	10

First cheque book issuance	Free of Charge
Additional Cheque Book	Free of Charge

ATM / Debit card Replacement	Free of Charge
Cash Withdrawal - UAE ATM Switch	Free of Charge
Cash Withdrawal - GCC ATM Switch	Free of Charge
Cash Transaction - International ATM	20 as per host country (per transaction)

Credit Card Annual Fee	Free for life

Managers Cheque / Demand Draft	Free of Charge
International Remittance	Free of Charge

Small size	Free of Charge
Medium size	300 (per year)
Large size	450 (per year)
Security deposit required to avail lockers	Free of Charge

SMS Alerts	Free of Charge
Eligibility Criteria	- Minimum Salary of 40K - Minimum Deposit Balance of 250K - Minimum Takaful Plan of 80K - Minimum Investment Amount of 50K
Monthly charges (if the above eligibility criteria not met)	150 (per month)
Note: All other pricing for Priority Banking customers will apply as per standard Tariff of Charges
All fees are exclusive of 5% VAT
Effective October 2024

Skyrise Property Management Services Fees	Skyrise Properties (Proposed in AED)
New Leases - Admin Fees	Residential 1000 Commercial 5000
Renewal - Admin Fees	Residential 1000 Commercial 5000
Late Renewal after 21 days (donation)	500
Cheques Postponement / Deferral	200
Overstay Charges	0
Bounced Chq	300
Chq Withdrawal / Replacement	200
PDC charges	0
Early Termination	1 Month Rent + 500
Unit Transfer / Tenant Change name	1000
TASDEEQ / Ejari Fees / TAWTHEEQ	0
No Objection Certificates	100
Add On Service (Inspection)	300
Fit Out NOC ( Commercial )	1500
Modification NOC	500
Signboards NOC ( Commercial )	200
Filing a Returned Chq Complaint	500