Core Activities
- Customer Solutions
- Global Markets Trading
- Balance Sheet & Asset Management
- Business Technology
Treasury at Ajman Bank
Managing Liquidity, Risk, and Growth
Ajman Bank is a fast-growing, investment-grade Islamic financial institution majority owned by the Emirate of Ajman, the Ruling Family, and affiliated funds.
Since establishment, the Bank has demonstrated a strong commitment to innovation, transparency, and Sharia’h-compliant banking principles.
- Fitch-rated BBB+ Long-Term Issuer Default Rating
- Key business verticals: Wholesale Banking, Consumer Banking, and Treasury & Capital Markets
- Majority government and family ownership ensures stability and strategic direction
Treasury & Capital Markets
The Treasury & Capital Markets (TCM) division plays a pivotal role in managing liquidity, market risk, and investment performance. It combines decades of experience with a broad product suite to deliver Sharia’h-compliant financial solutions across multiple asset classes.
Key Asset Classes
- Credit & Fixed Income
- Money Market & Profit Rates
- Foreign Exchange
- Equities
Customer Solutions & Global Markets Trading
Ajman Bank delivers a comprehensive range of Treasury and Capital Markets services, blending advanced technology platforms with personalized client engagement.
Key Capabilities
- Three Online FX Platforms: Corporate Online Banking, Consumer Online Banking, and Mobile Application
- Market-linked pricing with Straight-Through Processing (STP)
- Direct Dealing Room access for bespoke pricing and execution
- Over 120 major, minor, and exotic currency pairs
Global FX Capabilities
Ajman Bank provides a seamless FX execution framework covering all major global regions with both spot and Shariah compliant FX structures.
G20 Coverage
USD, EUR, GBP, JPY, AUD, CAD, CNH, and more
EMEA Region
GCC currencies, North & Sub-Saharan Africa, and Eastern Europe
Americas
LATAM and Caribbean markets
Asia-Pacific
MYR, SGD, PKR, INR, THB, and other regional currencies
All transactions are backed by robust digital infrastructure ensuring transparency, efficiency, and compliance with Sharia’h principles.
Investments: Money Market, Fixed Income, Credit & Capital Markets
Ajman Bank offers clients diversified and ethical investment opportunities designed to optimize risk-adjusted returns while remaining fully compliant with Islamic finance standards.
Money Market
Wakala and Murabaha across USD, AED, and FX majors (1 week to 12 months)
Fixed Income
Sukuk investments across GCC and international markets
Credit
Collateralized Murabaha structures with bespoke haircuts and profit rates
Capital Markets
Joint Lead Manager, Bookrunner, and Underwriting services for Sukuk issuances
Related Documents & Links
Integrated Risk Management and Hedging Solutions for Resilient Growth
Ajman Bank’s risk management framework is centered on providing innovative, Sharia’h-compliant hedging tools to safeguard client portfolios against volatility.
Profit Rate Swaps: Fixed to floating, callable, and step-up / step-down structures
Profit Rate Caps & Collars: Manage profit rate exposure with flexible payoff profiles
FX Wa’d & Swaps: Covering 14 major currencies including AED, USD, EUR, GBP and SAR
Sukuk Issuance Hedges & Pre-Hedges: Manage market timing and issuance cost risk
Asset Swaps: Align asset cashflows with client-specific risk profiles
Investments: Equities & Funds
Through partnerships with top-tier asset managers, Ajman Bank provides access to premier Islamic funds and equity financing solutions tailored for institutional and professional investors.
Funds Platform
- Best-in-class Islamic Funds offering single and multi-asset strategies
- Partnerships with leading Asset Managers such as BlackRock, Azimut, and Franklin Templeton
Equities
- Secured Share Financing on DFM and ADX
- Attractive financing ratios and competitive profit rates
- Equity ownership under Tripartite Agreements (Customer, Ajman Bank & Broker)
Sukuk Trading Platform
- Our Shari'a-compliant Sukuk platform offers access to a range of globally issued Sukuk.
- Clients may select Sukuk across different sectors, regions, and maturity profiles, enabling portfolio construction aligned with individual investment objectives, risk tolerance, and liquidity considerations.
- Sukuk investments may offer an alternative to traditional deposit-based solutions; however, returns are subject to market conditions.
- Sukuk trading involves the purchase and sale of Sukuk instruments in the secondary market, with the aim of generating periodic income and potential capital appreciation.
- All investments are subject to market risk, and returns are not guaranteed.
Thought Leadership & Publications
Ajman Bank is committed to industry advancement through participation in leading conferences and regular market insights.
Industry Engagements
- Bonds, Loans & Sukuk Conference
- UAE Financial Markets Association
- International Islamic Financial Market (IIFM)
- Interarab Cambist Association
- Annual IMF & Banking Events
Publications
- Daily Market Update & Treasury Rates
- Fortnightly Hedging & Investment Bulletins
- Monthly Market Review
- Quarterly ‘In Focus’ Report
- Annual Global Outlook
Contact Ajman Bank Treasury & Capital Market
Partner with Ajman Bank’s Treasury & Capital Markets team to explore innovative, ethical, and performance-driven financial solutions.
Call Us
+971 67018677
Relationship Manager
Contact your dedicated Relationship Manager for further assistance. treasurysales@ajmanbank.ae
