Consumer Product - Profit Rates

 

Product

Profit Rate - Range

Personal Finance
(Reducing Balance)

6.50% - 25.00%

Auto Finance
(Flat rate)

New Cars

2.74% - 4.00%

Used Cars

3.75% - 5.75%

Home Finance
(Reducing Balance)

Fixed for First Year

3.49% - 6.49%

Remaining Tenure
(Variable Pricing)

3 months EIBOR + 2.65% - 3.75%, minimum of 3.49% - 6.49%

Note: The above rates are indicative and may vary based on the salary slabs or segments

 

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