Product

Profit Rate - Range

Personal Finance
(Reducing Balance)

5.25% to 12.81%

Auto Finance
(Flat rate)

New Cars

From 2.25 % to 4.00%

Used Cars

3.19% to 5.75%

Home Finance
(Reducing Balance)

Fixed for First Year

4.09% - 5.05%

Remaining Tenure
(Variable Pricing)

3 months EIBOR + 1.75% to 2.35%, with a floor rate similar to the fixed term

For computation of Home Finance variable rental rate, please visit the Central Bank of UAE website (https://www.centralbank.ae/en/services/eibor-prices)” to know the 1/3/6 months EIBOR (as applicable).

Note: The above rates are indicative and may vary based on the salary slabs or segments