Our Shariah compliant Term Deposit is specially designed to get you more returns. The longer the tenure, the higher your returns would be. Profits are generated and distributed from the common Mudaraba pool, which is a joint investment pool between depositors and shareholders.

Major features of the Term Deposit are:

  • Quarterly profit distribution.
  • Flexible deposit tenure periods from 3 months to 12 months.
  • Available in AED and USD.
  • Option to renew deposits automatically.
  • Minimum balance requirements of AED 10,000
  • Available to individuals, joint accounts and can also be opened for minors
  • Available for businesses including sole proprietorships, partnerships as well as Joint Stock and Limited Liability organizations.
  • Financing against deposits for short term liquidity requirements.


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