Smart Student Account
A Shariah‑compliant savings account based on Mudarabah, designed for students to earn profit on deposited amounts (if any). Provides digital-first banking, zero minimum balance, rewards, and lifestyle benefits. Profit rates vary based on investment pool performance.
Features and Benefits
- Fully Shariah compliant
- No minimum balance
- only
- No monthly fees
- Digital onboarding via Ajman Bank App
- Free debit card (first issuance)
- Free ATM withdrawals at Ajman Bank ATMs
- Rewards: 100 welcome bonus.
Eligibility Criteria
- UAE Nationals & Residents
- Age 18+
- Completion of onboarding & KYC/AML
Required Documents
- Passport
- Residence Visa
- Emirates ID
- Student ID
