Unlock Business Growth with Shariah Compliant Finance Against Assignment of Shariah-Compliant Point of Sale (POS) Proceeds.Your daily POS transactions are not just sales, they are an opportunity to access fast and flexible financing tailored to support your business needs. Ajman Bank’s Business Finance Against POS Receipts, empowers you to leverage your card sales to secure funds for cash flow management, business expansion, or urgent expenses with minimal paperwork and quick approvals.

Key Benefits

• Financing up to 2.5 million with flexible payment terms of up to 4 years
• Payment plans aligned with your business sales volume
• Streamlined application process with minimal documentation
• Dedicated business banking specialists to support your financing journey

Eligibility

• Minimum Length of Business: 3 Years
• Annual Turnover: 5 Million per annum with a minimum of 250K per month for the last 12 months
• Acceptable Al Etihad Credit Bureau Reports: No default history
• Acceptable Central Bank Risk Bureau Reports: Normal classification
• Financing available up to 2.5 Million

Documents

• Volume letter from the POS machine provider
• KYC documents for the business and individuals
• Company bank statements for the last 12 months
• VAT registration certificate

* Additional documents may be requested according to Ajman Bank policies and procedures. Document requirements might vary depending on the company structure and facility requirement.