Accounts & Deposits
At Ajman Bank, we are committed to delivering progressive Islamic Banking solutions. And with a clear vision, we have developed a completely new approach to Islamic Banking by focusing on new products and technologies.
Credit Cards
Explore our card solutions, exclusive promotions, and lifestyle benefits designed to bring convenience, flexibility, and value to your everyday banking experience.
Ajman for Life
Discover the dedicated Ajman for Life experience through its separate page, where customers can explore lifestyle-focused benefits, privileges, and more.
Go to Ajman for Life
Home Finance
Explore our Shari’ah-compliant personal finance solutions designed to support your lifestyle, financial needs, and long-term goals with flexibility and convenience.
Auto Finance Solutions
Discover Shari’ah-compliant auto finance solutions designed for salaried customers, self-employed professionals, government employees, premium vehicle buyers, and customers looking for secured or low-risk structures.
Standard Auto Finance – Salaried
- Age: UAE Nationals 21–65 | Expats 21–60
- Minimum Salary:
5,000 - New Car: up to 1,500,000
- Used Car: up to 750,000
- Finance up to 80% of the vehicle value
- Tenor: 12–60 months
Standard Auto Finance – Self-Employed
- Age: UAE Nationals 21–70 (new) / 65 (used) | Expats 25–65
- Minimum Income: 8,000 (Nationals) |
20,000 (Expats) - New Car: up to 1,500,000
- Used Car: up to 750,000
- Finance up to 80% of vehicle value
- Tenor: 12–60 months
Ajman Government Offer
- Minimum Salary: 4,000
- Processing Fee: Waived
- New Car: up to 1,000,000
- Used Car: up to 750,000
- Finance up to 80% of vehicle value
- Tenor: up to 60 months
Exotic Cars Finance
- Age: 25–60
- Minimum Income: 30,000 (STL) | 40,000 (NSTL)
- Finance Amount: up to 2,000,000
- Finance up to 70% of vehicle value
- Tenor: 12–48 months
Secured Auto Finance
- Cash / FD lien at 110% of principal
- No vehicle mortgage required
- Age: 21–65
- Tenor: up to 60 months
- Profit Rate: FD rate + 0.10% flat p.a.
50/50 Policy
- Age: 21–65
- Income: 5,000 (Salaried) | 10,000 (Self-Employed)
- Down Payment: 50%
- Finance Amount: up to 1,500,000
- Finance up to 50% of vehicle value
- Tenor: 12–60 months
Documents Required
To apply for Ajman Bank Auto Finance, please prepare the following documents depending on your employment status.
Salaried Customers
- Emirates ID
- Passport & Visa
- Salary Certificate
- 3 Months Bank Statements
- Key Fact Statement (KFS)
- Vehicle Quotation / Evaluation
Self-Employed Customers
- Emirates ID
- Passport & Visa
- Trade License
- Memorandum of Association (MOA)
- 6 Months Bank Statements
- Key Fact Statement (KFS)
- Vehicle Quotation / Evaluation
Exclusive Banking
Priority Banking
Experience premium banking with personalized service, dedicated relationship support, exclusive privileges, and a seamless banking experience designed around your lifestyle.
Dedicated Relationship Manager
Exclusive Priority Banking Center
24/7 Dedicated Phone Banking
Preferential Pricing & Rates
Lifestyle Privileges
Priority Banking Debit Card Benefits
Wealth Management
Tailored wealth solutions designed for entrepreneurs, business owners, and sophisticated clients seeking strategic growth, capital preservation, and integrated financial structuring.
Growth Perspective
Ajman Bank – Enabling the Northern Emirates Growth Cycle
Just as Abu Dhabi built its rise on scale and sovereign capital, and Dubai on consolidation and global connectivity, the Northern Emirates are now shaping their own economic chapter — defined by agility, accessibility, cost efficiency, and untapped wealth creation.
This structural shift is no longer theoretical. It is being institutionalized through long-term development agendas, most notably Ajman Vision 2030, which prioritizes:
Economic diversification
Industrial expansion
Tourism development
Infrastructure investment
Sustainable capital formation
Entrepreneur Focus
Ajman Bank Is the Right Wealth Partner for UHNW Entrepreneurs
For ultra-high-net-worth entrepreneurs, wealth management is not only about preservation — it is about strategic growth, liquidity optimization, succession planning, and intelligent risk deployment.
Ajman Bank offers a proposition uniquely aligned with the mindset and needs of founders and business owners.
Integrated Structuring
Integrated Corporate & Personal Structuring
Entrepreneurs require seamless integration between:
Corporate financing
Personal wealth allocation
Liquidity events
Succession planning
Asset protection
Ajman Bank provides coordinated solutions across corporate banking and wealth management — reducing fragmentation between business and personal financial strategy.
Shari’ah-Compliant Framework
Shari’ah-Compliant & Ethical Investment Framework
For entrepreneurs seeking disciplined capital deployment, the Bank offers:
Sukuk investments
Asset-backed structures
Income-generating portfolios
Risk-managed financing solutions
This framework promotes capital preservation while enabling growth.
Solutions
Explore product and treasury solutions available under Wealth Management.
Franklin Templeton
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