By subscribing to the Ajman Bank SMS Banking service, you will automatically receive alerts whenever a transaction takes place on your registered account(s).

Messages sent through the PUSH Service are informational in nature and are generally triggered whenever there is a deposit or withdrawal from your account.

Ajman Bank offers two types of SMS Banking services:

• PUSH Services
• PULL Services

PUSH Services

Receive predefined alerts on your mobile regarding your account transactions, including:

• Cash withdrawals
• POS purchases
• Debit or Credit transactions on your account
• Salary transfers
• Account opening notifications

PULL Services

The self-service functionality allows customers (account holders) to request account information using specific SMS codes.

Simply send the required SMS command to 7700, and you will receive an SMS response with the requested information.

How to Use:

• Enter the relevant SMS command on your mobile (for example: BAL followed by your 12-digit account number).
• Send the SMS to 7700.

Note: The service is currently offered free of charge as part of an introductory offer. Customers will be notified in advance if any charges apply in the future.

Available PULL Services

Account Information

• Account Summary: AD
• Account Balance: BAL
• Last 5 Transactions: LTX
• Exchange Rates: EX

Fund Transfers

• Fund Transfer to Own Account: FTO
• Fund Transfer to Other Ajman Bank Accounts: FTT

Etisalat Payments

• Etisalat GSM Payment: GSM
• Etisalat Wasel Recharge: RECH
• Etisalat Wasel Renewal: RENEW
• Etisalat Dial-up Payment: DIALUP
• Etisalat Telephone Landline Payment: LAN
• Etisalat Broadband Payment: BROAD
• Etisalat E-Vision Payment: EVSN

SEWA Payments

• Sharjah Electricity & Water Authority (SEWA) Payment: SEWA

Donations

• Donations: DONATE

Additional Services

• Help: HELP
• MPIN Services: MPIN

For all financial transactions, customers are required to enter their MPIN to complete the transaction. A confirmation key will then be sent to the customer, which must be replied to in order to finalize the transaction.