Ajman Bank’s agreement with Emirates Development Bank (EDB) marks a pivotal step in expanding access to finance for the SME sector in the UAE. The partnership enables joint lending schemes, credit guarantee structures, and innovation-driven co-financing solutions tailored to startups and high-potential small enterprises. By leveraging EDB’s national mandate and Ajman Bank’s extensive SME client base, the MOU plays a transformative role in enhancing the competitiveness and sustainability of SMEs, thus contributing directly to the UAE’s vision for industrial development and economic diversification.