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  • Smart Life Exhibition Read More
  • Another corporate responsibility milestone between Read More
  • "Ajman Bank" signs Memorandum of Understanding with AUST to finance education expenses for university students Read More
  • "Ajman Bank" signs financing agreement with Saudi German Hospitals group for the establishment of the Saudi German Hospital – Ajman (SGH-Ajman) Read More
  • For the third year in a row, Ajman Bank supports The Ajman Palace Hotel Wedding Fair 2017’ as Strategic Partner Read More
  • Maryam Al Shorafa, wins the title ‘Banking Corporate Communications & Marketing Expert of the Year and Best Retail and Commercial Bank’ for 2016 from Corporate Vision Magazine Read More
  • ‘Ajman Bank’ signs a Joint Cooperation Agreement with ‘Takaful Emarat’ Read More
  • Ajman Bank has been awarded the prestigious “Critics’ Choice Most Improved Islamic Retail Bank 2016” Read More
  • Ajman Bank Raises AED 675,000,000 through Rights Issue Read More
  • Ajman Bank supports 2016 A Year to Read Read More
Easy Payment Plan
Easy Cash Facility


iWin Savings Account

The more you deposit the more you win!

Now save and become a millionaire with our Shariah compliant iWin Savings Account! It’s a simple savings account that will automatically enroll you in our draws.


Features & Benefits

• iWin Saving Account can be opened with AED 1,000 or more

• Account will be operated under the Islamic concept of  Mudarabah

• Average balance per quarter of AED 1,000 should be maintained to be eligible for the draw

• Every AED 1,000 quarterly balance qualifies for one Raffle draw

• Joint account(s) are allowed 


Documents Required

• Duly filled and signed Account Opening Form and  Terms & Conditions

• Original and copy of Emirates ID for UAE nationals and expatriates

• Original and copy of Passport with VISA page for expatriates


Terms & Conditions Apply.



 Thank you for banking with Ajman Bank.

You may be aware that the UAE is implementing value added tax (“VAT”) at the standard rate of 5%, with effect from 1 January 2018. This will apply to most supplies of goods and services supplied from this date.

The UAE Ministry of Finance has some useful webpages dedicated to VAT, setting out how VAT will operate in the UAE. We suggest that you take a moment to consider how VAT might apply to you:

MOF Webpage


Application to our services

 VAT will apply to supplies of goods and services from 1 January 2018, even if the contract for the supply of such goods or services was entered into before that date. This means that even though you have an existing agreement(s) with us (“Agreement(s)”), VAT may apply to any product/service we provide to you from 1 January 2018. This applies, without limitation, to agreements related to bank accounts products and services, Murabaha Finance, Ijarah Finance, various Islamic credit facilities and Islamic financing products, Wakala Agreements, Credit Cards, treasury services, any Shari'a compliant product and/or any other product and/or service we provide to you from 1 January 2018.

 In order to reflect the introduction of VAT from 1 January 2018, we are including an Addendum (see below) as a further clause to the existing Agreements applicable to our services and financing arrangements. This means that if VAT is chargeable, we will normally debit your account for the VAT amount in the same way and at the same time as we debit your account for the underlying charge, expense or commission.

 The UAE Ministry of Finance published Executive Regulations in respect of VAT on 28th November 2017 which provided clarity with respect to how VAT will apply to financial services and these Regulations are available on the MOF Webpage.


Acceptance of the Addendum at the Appendix

 Your continued dealing with Ajman Bank PJSC (“Bank”) will be taken as your acceptance of the addition of the Addendum, as set out at the Appendix, to our existing Agreement with you.

 Except as varied by the Addendum below, our existing Agreement(s) with you shall continue in full force and effect in all respects.


Tax Registration number

 For customers who are or will be registered for VAT, please contact your relationship manager or your nearest branch in order to update your account details with your Tax registration number as soon as it is available.

We appreciate your continuing loyalty and look forward to working together in the future. Please do not hesitate to contact us on 80022 if you would like further information or if you have any questions about the contents of this Notice.

 For and on behalf of Ajman Bank PJSC



ADDENDUM TO OUR AGREEMENT WITH YOU “VAT” means value added tax or any similar or substituted turnover or sales tax, imposed or administrated in the United Arab Emirates or elsewhere.

 Any consideration to be paid or given for taxable supplies made by Ajman Bank PJSC to the other party is to be treated as exclusive of VAT. The recipient of any such supply shall, in addition to the consideration for the supply or service, pay to Ajman Bank PJSC an amount equal to any VAT chargeable in respect of the supply in question on demand by Ajman Bank PJSC.

Easy Installment Scheme

Beat the stress of paying back any of your high value purchases by splitting the transactions into easy installment plans at our participating merchants without any processing charges.

At our preferred partners given below, you can shop and pay back in flexible payment tenures of 3 & 6 months.


Participating merchant

Minimum transaction amount


Malabar Gold & Diamonds

AED 1,000


Kalyan Jewellers

AED 1,500


Pure Gold

AED 1,500



AED 1,000


Orient Travel

AED 1,500


Travel Center

AED 1,500


Sharaf DG

AED 1,000



AED 1,000


Musafir Travels

AED 1,500


Body & Soul Health Club

AED 1,500


Grand Optics

AED 1,500


Omeir Travel Agency

AED 1,500


Anta Travel

AED 7,000 (Packages only)



AED 1,500


Call us simply at 800 22 to convert your purchase into an Easy Payment Plan.

Terms and conditions apply

Get more out of your Credit Card with Ajman Bank Easy Cash facility!

  • Avail up to 90% of your available credit card limit as Easy Cash and enjoy a flexible payment plan of up to 12 months.
  • No paperwork required! Call us at 800 22 to request for Easy Cash.
  • Flexibility of paying into installments of 3, 6, 9 and 12 months.
  • Funds transferred to your Ajman Bank account or any other bank account which you may have at other banks in the UAE.
  • Nominal Processing Fee.
Term Deposits

Make your money work harder for you by placing a term deposit with us.

Payroll Accounts

We at Ajman Bank offer one-window solution to any of your financial need.

Current Accounts

An Account with the credit balance always payable on demand.

Savings Accounts

We believe in encouraging all our customers to start savings.

Apply Online

We are delighted to assist you in all your financials needs.

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  • Power Credit Card

    We are delighted to announce the launch the most powerful multi partner Islamic Credit Card in UAE.

  • Power Credit Card

    We are delighted to announce the launch the most powerful multi partner Islamic Credit Card in UAE.